If your investments in mutual funds are through the SIP route, then calculating the returns that your investments have earned may not be as simple as calculating the returns from a lump sum ...

Calculating the return One of the best methods for calculating an average return for a stock investment is the XIRR function in Excel.

Systematic Investment Plan (SIP) is one of the popular and disciplined ways of investing in mutual funds. SIP allows you to invest a fixed amount, which can be a small portion of your regular income ...

But Microsoft Excel makes it easy. Using the Extended Internal Rate of Return (XIRR) function, you can calculate returns from any investment where there are multiple inflows or outflows.

Calculate the expected annual return of your portfolio in Microsoft Excel by using the value and expected rate of return of each investment.

Excel and Google Sheets have three functions to calculate the internal rate of return: IRR, XIRR, and MIRR. Learn how these functions can calculate investment returns.

If your expected return on the individual investments in your portfolio is known or can be anticipated, you can calculate the portfolio's overall rate of return using Microsoft Excel.

With a disciplined SIP investment of ₹25,000 per month, it’s possible to build a retirement fund worth ₹10 crore, ₹12 crore, or even ₹15 crore over the long term.

Reading XIRR Returns You don’t need to worry about calculating XIRR. If you are doing mutual fund SIP s online, today, most apps show XIRR by default while showing the performance.